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Uninsured Employers

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While it is against the law to run a business with employees and not have Workers’ Compensation insurance coverage, many employers fail to secure insurance coverage. If you are injured while working for one of these employers who has failed to secure Workers’ Compensation coverage, a State entity called the Uninsured Employers Fund (UEF) can […]

Intoxication and Workers’ Compensation

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Workers’ Compensation Law Section 21 pertains to the defense of intoxication. If an insurance carrier can prove that a work injury was caused solely as a result of an employee’s intoxication, the claim will be dismissed. The recently reported case of Thompson v. Wiltsie Construction Company involved a boilermaker’s claim for injuries to his feet. […]

What Is A “Listed Impairment”?

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A listed impairment is a physical or mental condition that automatically qualifies for a disability under the Social Security Administration’s rules. If your condition meets or equals a listed impairment, it still must last or be expected to last 12 months. Once it is found that a claimant’s medical condition equals or meets a listed […]

Social Security 5 Month Waiting Period

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The Social Security Administration applies a 5-month waiting period. This means that if you are approved for Social Security Disability benefits, a finding will be made regarding the “onset date.” Your onset date is the date that Social Security has determined that you became disabled. You will not receive any benefits for the first 5 […]