If you’ve suffered an injury or contracted an illness at work, it can be hard to pick up the pieces to get back to your life. The state requires that many employers maintain workers compensation insurance. It works to protect you, the employee, from losses you suffer as a result of going to work. If you are having trouble filing a claim or recouping what you’ve lost, it may be time to get some help. In Troy, workers’ compensation attorneys are available to help you overcome the loss and frustration you are experiencing.
We encourage you to contact Paul Giannetti Attorney at Law for advice and guidance on your case. Do not delay.
Know Your Rights for Workers Compensation in Troy, NY
Many people who live and work in Troy recognize this community as a beautiful place to live. It’s upscale, and the employers here seem not only to support their workforce but also the community. In the downtown core area, there are dozens of architectural and design companies. You have numerous colleges and research facilities. You may have worked in the iron industry or perhaps in the tech sector that’s growing. And, of course, there are our many hospitals – all good employers in most situations. Yet, in every single location, there is the risk that a workers compensation claim may be necessary. That’s because every large business is required to maintain this coverage to protect you, the employee.
Under New York law, all employers operating a business in the state must have workers compensation for employees. There are some exemptions to this. However, even companies that employ just part-time employees must still maintain coverage for those individuals. If they fail to maintain this coverage, the employer is liable for losses sustained by employees (as it is otherwise) and must pay a fine.
Know If You Have a Workers Compensation Claim
Employees in Troy and the surrounding region have the right to file a claim with their employee’s workers compensation policy if they suffer an injury or become ill on the job. Job-related injury and illness is not uncommon, but it is something all employers have the responsibility to protect against. If you are hurt on the job, your first step is to alert the employer to what happened. He or she then must file a claim on your part. You may need to seek medical care right away – do not put this off even if you think you are okay.
But, what happens if you do not get the help you need at that time? Sometimes, workers compensation claims go unfiled. In other cases, they are settled too soon, leaving you without the ability to obtain the compensation you deserve for all types of loss you face such as:
- Medical bills, such as your emergency room bill
- Lost time at work
- Pain and suffering
- Long-term rehab
- Therapy or other support depending on the individual
- Loss of use of a limb and so on
Many types of workers compensation injuries can occur in any of these or other employers in and around Troy. This includes everything from chemical exposure to falls. It may include damage to an arm or hand or even a fatal accident. In every situation, it is essential to discuss what happened with an attorney that is solely representing you in this matter.
Why You Should Not Just File a Claim
In most situations, employers want you to be able to get the care you need – most of our Troy employers are top-notch in this area. However, the underlying insurers for these policies want to reduce costs. They encourage closing claims as quickly as possible. The problem is, your losses may extend further. You may suffer losses related to long-term rehab, or you may develop a chronic pain condition. For that reason, you should not settle your claim for workers compensation injuries or illness until you talk to a skilled attorney. This ensures you can claim all of the losses you suffered through no fault of your own.
Get a Free Consultation for Your Troy Workers Compensation Claim
Many times, individuals just want their medical bills paid and to get back to work. In other cases, you’ve suffered severely and may not be able to go back to work anytime soon. In all situations, you need to hire a Troy workers compensation attorney. Unfortunately, filing a basic claim is hard to do, and there are many situations in which you will not get the compensation owed to you unless to have a skilled, experienced attorney by your side.
Let Paul Giannetti Attorney At Law help you. We provide free consultations for those hurt on the job. If you are in Troy, give us a call now at 866-868-2960 or use our online form to contact us for more information. Don’t delay in getting the support you need.