Questions about Workers Compensation – and Their Answers
Whether you’ve sustained an obvious injury on the job from a single incident like a fall or you have a chronic condition resulting from your work, you may be entitled to Workers Compensation benefits to cover your losses. Learning more about Workers Compensation and how it works can help you protect your rights and be proactive about receiving the medical care and wages you need after an injury.
What does Workers Compensation do?
If you’ve been injured while doing your job, then Worker’s Compensation can help provide both wages and medical benefits as you recover.
Who provides Workers Compensation?
Each state provides a form of Workers Compensation; the exact dollar amounts and requirements vary depending on where you live and what state you are employed in. While each state is different, all cover lost wages, medical treatment and rehabilitation for injured workers.
What is the Workers Compensation Act?
The Workers Compensation Act is the actual law or set of rules that govern how the program is handled in each state, how compensation is applied for and who can be approved for the program.
What happens when you need Workers Compensation?
You’ll need to file a claim for benefits with your local Workers Compensation Board and provide your employer with a copy. There are time limitations, so apply right after an injury or the discovery of a chronic work related condition to start the process.
What should I do if I have been injured on the job?
If you have been hurt at work, see your doctor right away. You’ll also need to let your employer know about your injuries; the HR department can guide you through the process.
What happens if I have to go to a hearing?
A Workers Compensation Hearing is designed to determine what if any benefits you receive. Your attorney will present evidence and documents about your injuries and a judge will determine the benefits that you will receive. Your case could also be dismissed at this point, meaning you would not receive any benefits from the program.
Who are the Workers Compensation Board?
These judges are appointed to review hearing decisions and oversee the program to make sure benefits are distributed fairly and that the system works.
What is Workers Compensation fraud?
Fraud occurs when an employee attempts to sign up for benefits but they have not been injured on the job; fraud also covers employers, who could submit falsified records to dispute a claim.
Does Workers Compensation have a statute of limitations?
Workers Compensation rules, including a statute of limitations, vary by state; each state is different and an attorney in your state can help you learn more about your rights.
How much does Workers Compensation Pay?
The amount of benefits received will vary depending both on the type and degree of injury. States use a formula to determine how much money you will receive and take into consideration if you can still perform your job or a similar job in the future.
Can I file an appeal if my claim is denied?
You can file an appeal, but you need to do so quickly. There is only a limited amount of time to appeal a denial, so if you fail to do so in a timely manner, you will not be able to receive benefits.
Do you need a lawyer to file for Workers Compensation?
An attorney can help you make the most of your claim and ensure that your rights are protected. Workers Compensation laws are designed to help you get an attorney at no cost to you. Each state is different, but your lawyer will usually be paid by your Workers Compensation insurance; a judge needs to approve the final amount.
Contact our offices today for a free, no obligation consultation with attorney Paul Giannetti. We are here to help you receive compensation while you are unable to work.