Workers’ compensation is an insurance program that provides compensation to employees who experience on-the-job injuries. If you get injured while on the job, you should be sure to seek medical attention immediately after the injury occurs. At that time, you should tell your doctor that your injury is work-related and provide the name of your employer. (You should not use your health insurance or own funds to pay for the medical care.) Your doctor will then file reports with the New York State Workers’ Compensation Board and with your employer or its insurance carrier. If your case is disputed, the Board will need the medical report regarding your injury to evaluate your claim.
You should notify your employer in writing about the injury within 30 days of its occurrence. After your employer has been notified of your injury, it must notify the Workers’ Compensation Board by filing a C-2 form. You will also need to file an Employee Claim (C-3) form, which is a report of your injury, as soon as possible. This will ensure that your benefits are not delayed. (Your claim must be filed within two years of the injury. If you fail to file within the two years after the injury occurs, your claim may be denied.)
You can file your C-3 form in several different ways:
- Go online and click on the relevant link to complete the web version of the form.
- Call the New York State Workers’ Compensation Board at 1-866-396-8314. A representative will assist you in completing the form.
- Fill out a paper C-3 form and mail it in. You can obtain a hard copy form at any Customer Service Center or District Office (find an office near you by clicking here); by printing a form from the official Workers’ Compensation Board website (www.wcb.ny.gov); or by calling (877) 632-4996 and requesting that a form be mailed to you.
If your claim is approved, your employer or its insurance carrier will notify you. At that time, your medical treatment is paid for and lost-wage benefits begin. On the other hand, if your case is disputed, the Workers’Compensation Board will let you know the next steps in resolving the case.