When you are hurt or become ill and can no longer work, you may be entitled to Social Security disability benefits. Social Security Disability Insurance is partially supported by the payroll taxes you have paid over the years, meaning that you are covered by this insurance in certain instances when you become disabled.
You must be under 65 to get Social Security disability benefits, and you must meet the requirements for “disability” set by the Social Security Administration (SSA). To qualify as disabled, you must be unable to work at your previous job, you must be unable to do other jobs due to your condition and your condition must be expected to last for at least a year. Expect to present a considerable amount of evidence to verify that you meet these criteria.
You may also be able to collect partial benefits if you have been injured in such a way that you can only work in a limited capacity, or if you have sustained permanent injuries to your extremities – such as your hands, legs, feet, or face.
How Much Do Social Security Disability Benefits Pay?
The amount that the government will pay you for your disability depends on a variety of factors, including how much you have paid into Social Security, how much you were earning at your previous job and how long ago you stopped working. A complex formula is used to determine benefits, but fortunately the SSA provides a simple to use calculator to help you get an idea of what you will be paid should your application be successful.
Applying for benefits is always worthwhile if you can qualify, as the payments can range up to several thousand dollars a month. When you are unable to work, this money can mean the difference between going on with your life and living in destitution.
Be Prepared Wait And To Appeal
It can take the SSA a month to two months to give you an initial decision on your application. You will receive a notice in the mail containing the decision.
The fact that the SSA denies the majority of initial Social Security disability applications is well known, so you should prepare yourself for denial and the need to appeal. If you are denied and you choose to appeal, you have a challenging road ahead of you. It can take a year or more for the SSA to decide on an appeal, and you may have to present your case in front of a judge before you get a final decision.
Contact an Attorney for Assistance
If you are interested in applying for Social Security disability benefits, or if you have already applied and are preparing to appeal, please contact Paul Giannetti for assistance. I have helped many clients to successfully receive benefits. Contact me now for a free consultation. Let me use my experience to get you the benefits you need for your disability.